Meet the Team

edly has assembled a team with decades of experience in education finance, capital markets, and financial technology.

Christopher Ricciardi

CEO | Co-Founder

Head of Operations & Capital Markets at edly

Partner at FlowPoint Education Management
Founder of PLAAY Sports tech company
Former CEO of $40 billion asset manager, Cohen & Co.
Former Head of Structured Credit, Merrill Lynch, Credit Suisse, Prudential
Wharton, London School of Economics, University of Richmond

Charles Trafton

President | Co-Founder

Head of Origination at edly

Partner at FlowPoint Capital and FlowPoint Education Management
Former Portfolio Manager at The Boston Company Asset Management
Institutional Investor “All-America Research Analyst” at Cannaccord Genuity (formerly Adams, Harkness & Hill); Greenwich Associates “4-Star Analyst”; Cowen & Co.
Boston College

J. Christopher Roe


Head of Technology Development at edly

Former CTO Credibly SMB lender
Former CTO Guggenheim media PGM
Former CTO Peterson Management Services
University Montana

Cecilia Pan

Managing Director

Head of Structuring at edly

Managing Director at Castle Placement Investment Bank
SPV, counterparty risk at Bank of America
Structured Credit at Merrill Lynch
Structured Credit at Credit Suisse
Columbia Business School, University of California, Berkeley

Harry Birch

Vice President

Head of Product Development at edly

Analyst at FlowPoint Education Management
Head of Product at PLAAY Sports tech company
Advisory Board Member & Acting CFO of EVAmore, music tech. platform
Vanderbilt University